I'm Purchasing
I'm Refinancing

Low Rates.

Low Fees.

Fast Closings.

Under Par Mortgage, LLC

Get a Rate Quote

If you are simply shopping rates and do not want to take an application, simply give me 5 minutes on the phone and I will enter your loan data points which I will need to price your loan scenario with MULTIPLE Wholesale Investors. (I do not sell your information)

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Pre-Qualify

If you are simply looking to see if you might qualify for a mortgage based on your current income, debt, and approximate credit score, give me 5 minutes over the phone to crunch the numbers WITHOUT pulling your credit! I will also give you an approximate monthly payment and cash to close.

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Under Par Mortgage, LLC

Join Our Team

Looking to make a change from your current lender? Want to sell the lowest rates around? Looking to change careers all together? Let's talk about it!

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Loan Options - Are You Mortgage Ready?

Under Par Mortgage, LLC

Purchase

I have multiple Wholesale Investors and can offer just about ANY loan program offered at this time!! Here are just a few: Conventional, FHA, VA, USDA, Rehab, Jumbo, Physician Loans, First Time Home Buyer, Low Down Payment Options, Investment Property, Second Homes, Raw Land, Non-QM products, etc.

Under Par Mortgage, LLC

Refinance

Reduce Rate, Reduce Term, Cash out to remodel/payoff consumer debt/pay education expenses/weddings/emergency fund cash, etc.

Under Par Mortgage, LLC

Learn

I love educating customers about mortgages, regardless of whether it's first-time home buyers or seasoned investors. Here are just a few things I can help you understand:

  • How to Get Preapproved for a Mortgage
  • How Much is Needed For a Down Payment
  • Understanding Cash to Close
  • What are Closing Costs and Pre-paid Closing Costs
  • What Documents Will You Need
  • How is Income Calculated
  • What is an Appraisal Contingency
  • What is a buy down to Reduce Your Mortgage Interest Rate
  • Should you Get a Home Inspection

About

I’ve been a resident of North Texas most of my life. I was a soccer scholar at the University of North Texas where I earned my BBA. After graduation I started my career as a licensed Real Estate Agent and sold homes for 10 years before entering the mortgage industry. I’ve spent the last 20 years in the mortgage industry holding titles from loan officer, pipeline manager, sales leader, to VP. Needless to say, I absolutely love what I do! I’ve always dreamed of owning my own Mortgage Company. After a lot of hard work and sacrifice, that dream has turned into a reality. I’m the father of two amazing kiddos and come from a large and loving family. I enjoy cooking on the grill and anything outdoors. In my leisure time, I LOVE TO PLAY GOLF! If you would like to know more, just ask!

Value Statement - "I’ve built my company on honesty, integrity, and the lowest mortgage rates around. I make less profit on my loans which enables me to invest in my customers. Combine that with amazing technology and you have something to be very proud of.” - Steven

Steven